Indulgences are one of the most misunderstood and controversial teachings of the Church, but they are also a great gift of God’s mercy and grace. The Church came under fire in the early 1500’s for its abuse and selling of indulgences. This was one of the major issues Martin Luther had with the Church, which he described in his Ninety-five Theses, considered to be a primary impetus of the Protestant Reformation. While there were abuses of indulgences taking place at this time, we now understand the beauty and power of this gift the Church has provided its faithful through its authority given it by Christ through the Power of the Keys. See the Catechism (CCC 1471-1479) for additional information.

In this article I’ve attempted to provide an explanation of indulgences and provide resources for further details concerning how one might obtain and assign them to themselves or their departed loved ones.

What is an Indulgence?

A plenary indulgence means that by the merits of Jesus Christ, the Blessed Virgin Mary and all the saints, the full remission of the temporal punishment due to sacramentally forgiven sins is obtained. The person becomes as if just baptized and would fly immediately to heaven if he died in that instant. A partial indulgence means that a portion of the temporal punishment due to forgiven sin is remitted. Partial indulgences are received either by doing some act to which a partial indulgence is attached (e.g. praying a partially indulgenced prayer), or by the incomplete fulfillment of the conditions attached to a plenary indulgence.

Eternal and Temporal Punishment or Guilt

There are two kinds of punishment attached to sin, eternal and temporal. If the sin is mortal (serious, grave) sin, the person loses the friendship of God and with it the life of divine grace within. This punishment is eternal. If the person is not restored to grace before death he will be punished forever in hell, since serious sin is an infinite insult to an All-Holy God and thus deserves a like punishment. It was to repair for such sin that Jesus became man and was crucified. As God His sacrifice was infinitely meritorious, as Man He was able to represent us. He thus could expiate for our mortal sins, which are not just beyond our power of expiation but infinitely beyond it.

Mortal sin, and also venial sin (which has no eternal punishment attached to it), both disturb the right order within us and in the order of justice in general. We all experience these temporal (or in-time, in-this-world) consequences of sin, both both personally and socially. Sin changes us (or rather we sin because we are not what we are supposed to be), and like a pebble in a pond these changes have effects beyond us. Not only must we be sorry for our sins, but we must be more thoroughly converted to the Lord, and demonstrate that conversion (Acts 26:20) by our actions. So, while sacramental absolution forgives the eternal guilt of sin, which requires the infinite merits of Christ, it does not necessarily remove all the temporal punishment, since they are somewhat within our power to repair (and somewhat unknown to us). Depending on our degree of sorrow, absolution may result in the expiation of all the temporal guilt of sin. However, for that which it does not repair, we must offer further expiation through prayer, penance, carrying the Cross etc., or after death be purified in purgatory (Rev 21:27).

What an Indulgence does is to take an occasion of such expiation (a certain prayer, penance, charity or other designated work) and add to its intrinsic merit before God an additional value based on the treasury of merits of Jesus Christ, and those perfectly united to Him in heaven (the saints). This can either partially, or under certain conditions, totally remit the temporal punishment due to sin. This depends, naturally, on our openness to God’s grace. A mechanical performance of an indulgenced work would not have effect. Performing an indulgenced work should have the consequence of fixing our will away from our sins and entirely on God. This is why among the most important of the conditions for receiving a plenary indulgence, and the hardest to satisfy, is the complete detachment or detestation of our sins. By detesting our sins we orient our will away from creatures (to the degree we love them inordinately), towards God. In this way we open our will to the action of His mercy flowing into our souls, which alone is able to effect the complete remission of the temporal punishment to our sins.

An example will perhaps better illustrate these points. A boy playing ball breaks a window of his home. Contrite and sorrowful he goes to his father, who forgives him. However, despite the forgiveness the window is still broken and must be repaired. Since the boy’s personal resources are insufficient to pay for a new window, the father requires him to pay a few dollars from his savings and forego some of his allowance for several weeks, but that he, the father, will pay the rest. This balances justice and mercy (generous love). To ask the boy to do nothing, when it is possible for him to make some reparation, would not be in accordance with the truth, or even the boy’s good. Yet, even this temporal debt is beyond the boy’s possibilities. Therefore, from his own treasury the father generously makes up what the child cannot provide. This is indulgence. Unlike the theologies that say “we are washed in the blood of the Lamb and there is nothing left to do,” Catholic teaching respects the natural order of justice, as Jesus clearly did in the Gospels, yet recognizes that man cannot foresee or undo all the temporal consequences of his sin. However, God in His mercy will satisfy justice for what we cannot repair.

Note on Partial Indulgences (days and years)

In the past partial indulgences were “counted” in days (e.g. 300 days) or years (e.g. 5 years). Catholics often mistakenly thought that this meant “time off of purgatory.” Since there is no time in purgatory, as we understand it, it meant instead the remission of temporal punishment analogous to a certain amount of penitence as practiced in the early Church. This was a very generous standard, since the penitence required for sacramental absolution in the early centuries was arduous, indeed. However, with Pope Paul VI’s 1968 revision of the Enchiridion Indulgentiarum (Collection or Handbook of Indulgences), this confusing way of counting partial indulgences was suppressed, and the evaluation of a partial indulgence left to God.

There are many prayers still circulating on prayer cards and in prayer books which have partial indulgences in days and years attached to them. However, all grants of indulgence issued prior to 1968, unless re-issued in the Enchiridion or specifically exempted by papal decree or privilege, were suppressed by Pope Paul VI. Thus, these many specific prayers with their attached indulgences, as well as the manner of measuring partial indulgences, are no longer valid. Some of them may still receive an indulgence, though, because of being re-issued in the new Enchiridion (e.g. the Anima Christi, the Prayer before a Crucifix and many other formal prayers). All other prayers previously indulgenced could, nonetheless, receive a partial indulgence under the general grants of indulgence which Pope Paul VI, and Pope John Paul II in his 1999 revision of the Enchiridion, established. These general grants establish partial indulgences for devout prayer, penitence and charity, and are a new and very generous inclusion in the Church’s grants of indulgence. They have made it unnecessary to grant specific indulgences to prayers and other pious acts, as was done in the past.


Catechism of the Catholic Church

X. INDULGENCES

1471 The doctrine and practice of indulgences in the Church are closely linked to the effects of the sacrament of Penance.

What is an indulgence?

“An indulgence is a remission before God of the temporal punishment due to sins whose guilt has already been forgiven, which the faithful Christian who is duly disposed gains under certain prescribed conditions through the action of the Church which, as the minister of redemption, dispenses and applies with authority the treasury of the satisfactions of Christ and the saints.”

“An indulgence is partial or plenary according as it removes either part or all of the temporal punishment due to sin.” The faithful can gain indulgences for themselves or apply them to the dead.

The punishments of sin

1472 To understand this doctrine and practice of the Church, it is necessary to understand that sin has a double consequence. Grave sin deprives us of communion with God and therefore makes us incapable of eternal life, the privation of which is called the “eternal punishment” of sin. On the other hand every sin, even venial, entails an unhealthy attachment to creatures, which must be purified either here on earth, or after death in the state called Purgatory. This purification frees one from what is called the “temporal punishment” of sin. These two punishments must not be conceived of as a kind of vengeance inflicted by God from without, but as following from the very nature of sin. A conversion which proceeds from a fervent charity can attain the complete purification of the sinner in such a way that no punishment would remain. (1861; 1031)

1473 The forgiveness of sin and restoration of communion with God entail the remission of the eternal punishment of sin, but temporal punishment of sin remains. While patiently bearing sufferings and trials of all kinds and, when the day comes, serenely facing death, the Christian must strive to accept this temporal punishment of sin as a grace. He should strive by works of mercy and charity, as well as by prayer and the various practices of penance, to put off completely the “old man” and to put on the “new man.” (2447)

In the Communion of Saints

1474 The Christian who seeks to purify himself of his sin and to become holy with the help of God’s grace is not alone. “The life of each of God’s children is joined in Christ and through Christ in a wonderful way to the life of all the other Christian brethren in the supernatural unity of the Mystical Body of Christ, as in a single mystical person.” (946–959; 795)

1475 In the communion of saints, “a perennial link of charity exists between the faithful who have already reached their heavenly home, those who are expiating their sins in purgatory and those who are still pilgrims on earth. Between them there is, too, an abundant exchange of all good things.” In this wonderful exchange, the holiness of one profits others, well beyond the harm that the sin of one could cause others. Thus recourse to the communion of saints lets the contrite sinner be more promptly and efficaciously purified of the punishments for sin.

1476 We also call these spiritual goods of the communion of saints the Church’s treasury, which is “not the sum total of the material goods which have accumulated during the course of the centuries. On the contrary the ‘treasury of the Church’ is the infinite value, which can never be exhausted, which Christ’s merits have before God. They were offered so that the whole of mankind could be set free from sin and attain communion with the Father. In Christ, the Redeemer himself, the satisfactions and merits of his Redemption exist and find their efficacy.” (617)

1477 “This treasury includes as well the prayers and good works of the Blessed Virgin Mary. They are truly immense, unfathomable, and even pristine in their value before God. In the treasury, too, are the prayers and good works of all the saints, all those who have followed in the footsteps of Christ the Lord and by his grace have made their lives holy and carried out the mission the Father entrusted to them. In this way they attained their own salvation and at the same time cooperated in saving their brothers in the unity of the Mystical Body.” (969)

Obtaining indulgence from God through the Church

1478 An indulgence is obtained through the Church who, by virtue of the power of binding and loosing granted her by Christ Jesus, intervenes in favor of individual Christians and opens for them the treasury of the merits of Christ and the saints to obtain from the Father of mercies the remission of the temporal punishments due for their sins. Thus the Church does not want simply to come to the aid of these Christians, but also to spur them to works of devotion, penance, and charity. (981)

1479 Since the faithful departed now being purified are also members of the same communion of saints, one way we can help them is to obtain p 372 indulgences for them, so that the temporal punishments due for their sins may be remitted. (1032)

Catholic Church. (2000). Catechism of the Catholic Church (2nd Ed., pp. 370–372). United States Catholic Conference.


Handbook of Indulgences and the Manual of Indulgences 

The Church provides many ways for the Faithful to obtain indulgences. The Handbook of Indulgences from Catholic Book Publishing is the revised edition of the Enchiridion of Indulgences and the official English translation of the Church’s book on indulgences. This liturgical book includes a list of the works and prayers to which indulgences are attached.

The Manual of Indulgences was published by the USCCB in 2006. This is a complete guide to available partial and plenary indulgences and how to obtain them. Below is a summary of its contents:

1. Act of Family Consecration
2. Act of Dedication of the Human Race to Jesus Christ the King
3. Act of Reparation
4. Papal Blessing
5. Days Designated Universally for a Certain Religious Intention
6. ChristianDoctrine
7. Eucharistic Adoration and Procession
8. Eucharistic and Spiritual Communion
9. Examination of Conscience and Act of Contrition
10. Spiritual Exercises and Monthly Recollections
11. Week of Prayer for Christian Unity
12. At the Point of Death
13. In Memory of the Passion and Death of the Lord
14. Articles of Devotion
15. Mental Prayer
16. Listening to Sacred Preaching
17. Prayers to the Blessed Virgin Mary
18. Prayers to One’s Guardian Angel
19. Prayers in Honor of St. Joseph
20. Prayers in Honor of the Apostles Peter and Paul
21. Prayers in Honor of the Saints and Blesseds
22. Novenas, Litanies, and Little Offices
23. Prayers of the Eastern Churches
24. Prayers for Benefactors
25. Prayers for Pastors
26. Prayers of Supplication and Acts of Thanksgiving
27. A Priest’s First Mass and Jubilee Celebration of Ordination § 1 Priest’s first Mass
28. Profession of Faith and Acts of the Theological Virtues
29. For the Faithful Departed
30. Reading of Sacred Scripture
32. A Pastoral Visit
33. Visiting Sacred Places